As a plastic surgeon, I know that lots of people want plastic surgery but are having a hard time saving up for it in this tough economic climate.
While you should never put elective cosmetic surgery ahead of your more critical financial obligations such as your car or mortgage payments or saving for retirement, there are still ways to get financing for your plastic surgery.
Before I give you 5 tips that seem to help my patients, I am assuming that you know what procedure you want, you’ve had a consultation, and you know the overall price of your plastic surgery.
1. Improve Your Credit Score
As with any loan, your credit score is the most important factor in order to get approved with a good interest rate.
Plastic surgery financing companies scrutinize your credit score very closely, so if you don’t know what your score is, find out. If your score needs some improving, start paying down your debts and saving cash. If you already have a good score, you will probably get approved and get a good rate with affordable monthly payments.
2. Make Sure You Can Afford Plastic Surgery Payments
Don’t blow your good credit score by taking on payments that you can’t afford. Your overall ECONOMIC HEALTH is much more important than your cosmetic surgery.
If you are stressed about finances, your job, having a long enough time to recover or other issues besides your surgery, your body will not heal as quickly and your health could be compromised. If you need to postpone your surgery, then do it.
» Read more: 5 Tips for Getting Approved for Plastic Surgery Financing